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Great ideas and information to plan your perfect baby shower. Practical advice for your baby shower plans. Total news: 10 Last news: September 22, 2008 03:13:53
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| Debt consolidation:Is it worth it? September 7, 2008 21:18:40Interest rates are still low for right now, so its tempting some people to take on additional debt to ease existing credit woes. The goal is to consolidate various higher-interest balances into one, easier-to-handle and less-costly package.
I myself have been thinking of doing this so i can wrap a few bills all into one with a fix rate and one payment. But if you do not pay off your high interest loans/credit cards when you do this,or still use those cards,you are in a bigger mess than when you started.
This fighting-fire-with-fire approach can take several forms. I will talk about debt-consolidation loans first in this article.
Here is one to consider and beware of
Home equity loan or line of credit
Home equity lines or loans often are touted as a quick and easy way to get out of debt. By leveraging your residence’s value, the pitch goes, you can get money to pay off other bills and a tax break, too.
But borrowing against your house can backfire. The biggest risk: You could lose your home if you default on the loan.That is whats happening now as home values were very high,people took out loans and now that values are lower in some parts of the country,people owe more on their homes than what they are worth.
I would stay away from this one as it is too risky to risk your home for a loan uless its a life or death situation
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| South Germantown Recreation Fountain Park September 3, 2008 18:12:33On Labor Day, Steve and I took the boys to the local fountain park. It was pretty cool there. Kids were running through the water like crazy. It was actually the last day they were open.

James was pretty terrified. He didn’t end up running around. I guess it was a little overwhelming. A bunch of parents told me it takes a while for them to get used to it. Since it was the last day, we will have to wait until next May when it reopens to bring them back. Just think, by that time, Matt will be running around too.
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| FreeCycle August 31, 2008 19:08:50After moving to Maryland, I immediately signed up for freecycle.org. I love Freecycle. I started using it in Wilmington, then Chapel Hill, now here in Maryland. The purpose of Freecycle is to keep things out of landfills. Everything is FREE. There should be no begging and no money involved. People give away all sorts of things. Such as used oil, furniture, clothing, electronics….anything. Items can be broken or in working condition. After signing up in your area, start listing stuff around the house you don’t want. Maybe things you were planning to donate OR items you would normally throw out. Think about it before you do…maybe someone out there could use it.
You can also ask for things. I think they want asking for items to be no more than once a week.
So far I have given away about four boxes of baby clothing, a shower curtain, grilling utensils, a computer game and lots of moving boxes. I “won” some child ID kits. When I say “won” I mean someone offered these items and I replied saying I was interested. I was chosen and then picked them up. I filled out Matthew’s kit today and realized it is quite difficult to fingerprint a baby. So much for all of that training. Well, it’s not like I ever trained to fingerprint a baby. I didn’t come across a lot of babies committing felonies. Anyway…back on topic
I did asked for a glider rocking chair. I thought it was a long shot but I figured I would try. I already have one in James’ room but Matthew doesn’t have one. I was contacted by someone who said she no longer needed theirs. Awesome. I picked it up and it looks great. Now we can sit and read to both of them at night. (Since their bedtimes are different.)
If you do decide to sign up, be prepared for a lot of emails. This is not the type of thing for people who check their email once a week. Also, I noticed a difference between Wilmington and here. In Wilmington, they would like for you to wait 24 hours before choosing someone for your item. (So everyone gets a fair chance) Here, you better be fast or it’s gone. I have seen things posted and gone within hours. Either way, it is a great resource to help be Green. Reduce, reuse, recycle…freecycle. - [Read more] |
| And the Winner is… August 28, 2008 18:26:51Big Daddy!! He came closest with 21lbs 5oz. Grandma G came close with 22lbs 3oz. The correct weight is 21lbs 11oz. Hmmm, I wonder how much of a difference it would have made if I fed him first. So, his weight is the 94th percentile. He is also 28 inches long/tall. Which is the 87th percentile. I don’t know the head measurement but it was the 96th percentile. So that means only 4 percent of babies his age have a bigger head. Interesting. - [Read more] |
| Guess Matt’s Weight August 25, 2008 17:05:23My little baby Matthew is going to the doctor on Wednesday. He missed his last appointment with the move so we are going to catch up. He hasn’t been weighed in 4 months. Hmmm..can you guess how much he will weigh? If you are one of the lucky ones who has held him recently, you know he is solid. I am soooooo curious. Ok, now comment with a guess.
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| Living in Maryland August 21, 2008 17:24:31Hi again. Did you think we would ever come back to the blog? Of course silly.
Well, here we are living in Maryland. It feels like it took forever to get here. I guess it didn’t really take THAT long. We like it here in Germantown. Steve is close to work and I discover something new every day. Yes, yes, go ahead and joke about Home Depot.
So far I have taken James to the Little Gym, the public library, the walking path, the local mall, the county fair…and probably more. Matt comes too but he just gets to sit and watch. Keeping a two year old busy isn’t easy.
We will try to write more. We’re still getting everything organized, so be patient. Until next time!! - [Read more] |
| Just Plain Funny! July 21, 2008 19:43:16I took the boys to the park again the other day. As I went to sit down on the bench I noticed something in the sand. It was the head to an action figure. The first thing that came to my mind was that it was a choking hazard. So I picked it up and looked around for a garbage. Then, I noticed something weird about the head. It eerily resembled one of my siblings. I kept staring at the head and just kept laughing. It was really weird. Here is a picture of it.

I can’t think of an action figure out there that could possibly look like “you know who.” What do you think? - [Read more] |
| Exercise Physiology..Metabolism June 30, 2008 20:43:11OK, on to my new class, Exercise Physiology. I am relieved I made it through Physiology. It was a lot of information in a short amount of time. Now I get to apply that knowledge to exercise. Wooo…whooo!! It is starting to make sense now.
For those of you who like to learn with me…you will enjoy these more than the last posts. If you wonder how you use your energy..read on.
We have three energy systems; the phosphagen system, the lactic acid system and the oxygen system.
The Phosphagen System
This system is also called ATP-CP. It is when you do high intensity exercise. You have Creatine Phosphate stored in small amounts in your muscles. This is the energy that gives you the initial burst of energy. Say if you had to run across the room really fast..this is what allows you to do it. It is normally no more than the first 30 seconds of exercise. It is considered anaerobic because it does not require oxygen.
The Lactic Acid System
These last two systems are considered glycolysis. The Lactic acid system is also called anaerobic glycolysis. The difference between the two is whether or not oxygen is available. In this system, oxygen is not present. It starts off with carbohydrates (glucose) degrading and turning into pyruvic acid. since there is no oxygen the pyruvic acid turns into lactic acid. This is the burn that you feel in your muscles. It also is associated with fatigue. The energy it provides is maximal and last from 1 minute after the onset of exercise to about 3 minutes after the onset.
The Oxygen System
This system starts off the same as the Lactic Acid system. It starts with glucose and turns into pyruvic acid. The difference is that oxygen is present, therefor it is also call aerobic glycolysis. Since oxygen is present, after pyruvic acid it turns to Acetyl Coenzyme A. Then, it enters the Kreb’s cycle and the Electron Transport System. both of these produce ATP which is energy. CO2 is produced and diffused into the blood and exhaled by the lungs. Oxidation also occurs which removes the electrons in the Kreb’s cycle in the form of Hydrogen (H+). These electrons enter the Electron Transport System. This system forms H2O (Water) The H from the Kreb’s cycle and the O2 from what we breathe.
Along this whole way, ATPs are produced. This is what provides energy. This system works after about 3 minutes from the onset of exercise.
These three systems are Carbohydrate Metabolism.
Do you wonder about Fat and Protein Metabolism? I bet you do.
Fat Metabolism
Fat only metabolizes in an aerobic system. Fat can be Beta Oxidized and enter the Kreb’s cycle or enter the electron transport System. both systems produce energy. So yes, you need fat for energy. Here is the kicker. Fat is the slowest to metabolize. In the long run it does produce the most energy but it is definitely the slowest.
Protein Metabolism
Protein metabolism plays a minor role in energy production while at rest. It also only contributes 5-10% of energy during prolonged exercise. It is used mostly under extreme circumstances…e.g. starvation, carbohydrate depletion or an extreme endurance event. - [Read more] |
| Answers June 29, 2008 16:39:48Thanks for the effort everyone. You didn’t get them all so here are the answers.
Jape=James
Muffy=Muffin
Baddet=Blanket
Foop=Food
Dorm=Storm
Copper=Helicopter
Dop=Stop
Matnew=Matthew
Boppy=Diaper
Juice (this one is tricky)=Milk, Juice…pretty much anything that goes in his sippy cup.
CB=TV
Buk=Book
Pie=Grandpa
Meow=Cat
Cool=School
Gape=Grapes
Strawbows=Strawberries
Gree Bees=Green Beans
On (This one is tricky too)=On, Off & Open. We’re working on that one!!
Mee=Monkey
Bas=Back….for example…”bas” with a point to the bouncy chair means put Matthew back and pick ME up.
Bella=Umbrella
Bufly=Butterfly
Dar=Star
Bonus word=Loopba=Yogurt. That one was tough. - [Read more] | |
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